Restaurant

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Today's restaurant environment is more complex than ever and you want to know you're covered for unexpected occurrences. Farmers All-in-One Restaurant Package includes Business Liability, Property, Crime, and other

coverages

designed to meet your insurance needs. Whether your restaurant is elegant, trendy, traditional, ethnic, or home-style we have the package for you. We offer insurance for the following types of restaurants:

Buffets

Delis

Cafés

Diners

Cafeterias

Drive-ins

Carry-out restaurants

Fast food

Coffee shops

Food bars

Fine dining restaurants

Family-style

Luncheonettes

Sandwich shops

Our highly dedicated, top-tier Claims professionals are here to help you get back where you belong. Let our Loss Control professionals work with you to help you to prevent or to mitigate potential losses in your business. To learn about our comprehensive protection or to benefit from our world class Claims and Loss Control professionals, please contact your Farmers agent.

Restaurant Coverages

Here are some of the coverage options that are available to you to help you with your insurance needs.

Property and Inland Marine

Buildings at Replacement Costs or Actual Cash Values
Automatic Increase in Building Amount (inflation guard)
Contents at Replacement Costs or Actual Cash Values
Automatic Increase of the contents for seasonal fluctuation
Loss of income & extra expense on an actual loss sustained basis for 12 months or other extended period
Loss of income & extra expense from power interruption
Loss in value of undamaged building portion, demolition or increased construction cost to meet ordinance or law requirement
Comprehensive equipment breakdown coverage
Coverage extension to newly acquired buildings and contents
Fire department service charge and extinguisher recharge cost
Debris removal & Pollutant clean up cost
Back up of sewers or drains
Accounts Receivables and Valuable Papers coverage
Computer equipment including Media & Records
Earthquake or earthquake sprinkler leakage
Transportation (Transit) Coverage
Spoilage Coverage
Bailee Coverage